Maureen Kane mental Health Counseling Therapy Bellingham WA photo: sunflower
Maureen Kane mental Health Counseling Therapy Bellingham WA photo: sunflower


I accept Premera, Lifewise, Blue Cross, First Choice, Moda, and Kaiser PPO (0nly if it has a first choice health network logo on the card).  Scroll down to read about other insurance providers.


2024 Rates:


Therapy -
Initial session is $180, Each 50-minute session is $160.

Phone sessions over 10 minutes, and letters or requested paperwork (other than billing receipts) are pro-rated based $160/hour.

Good Faith Estimate documentation is provided to new clients who are not using insurance.


For therapy intensives please see the Intensive page for rates.



Payment is due at the time of each session and I do not bill for sessions.  I cannot continue to see you if you have a balance due.  


Cancellation Policy: 

If you do not show up for your scheduled therapy appointment, and you have not notified me at least 24 hours in advance, you will be required to pay the full cost of the session.  Insurance will not cover this cost.




In WA State:  I accept Premera, Lifewise, First Choice, Kaiser PPO, and Aetna Insurance​.  Therapy Intensives only are not covered by insurance. 

In Idaho:  I am not contracted with insurance, you may be able to access out of network benefits, see other insurance companies below.


Other Insurance Companies:  I am considered an out-of-network provider by other insurance companies.  This means that clients who have insurance may be eligible to be reimbursed a significant portion of my fee.  In addition, I can provide you with a receipt for services to submit to your insurance company, to make reimbursement simpler for you. 


Some clients prefer to work with a therapist outside of their insurance plan for the following reasons:


  • You enjoy a much greater degree of privacy and confidentiality, as I am not required to share as much of your personal information and history with the insurance companies.
  • You are not limited to only a certain number of sessions, or certain treatment protocols that are determined by the insurance companies in order to tightly control their costs.
  • Because you are working directly and privately with me, we can decide together on the methods we will use, and the length of time we will work together, rather than having these decisions made by a third party.

To determine if you will be reimbursed for my services by your insurance, the first thing you should do is call them.  Check your coverage carefully and make sure you understand their answers.  Determining if you will be reimbursed is your responsibility, prior to beginning treatment. 

Services may be covered in full or in part by your health insurance or employee benefit plan. Please check your coverage carefully by asking the following questions:

  • Do I have mental health insurance benefits?
  • What is my deductible and has it been met?
  • How many sessions per year does my health insurance cover?
  • Are family therapy, couples counseling, and children's therapy covered?
  • What is the coverage amount per therapy session?
  • Is approval required from my primary care physician?
  • Are there any other restrictions I should know about?



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